Pakistan Salary Tax Calculator
FBR Tool 2026-27
Calculate your salary income tax, PTA mobile duties, and withholding taxes instantly — using FY2026-27 rates checked against the Finance Act 2026 and FBR's own rate card, with every source cited.
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Free Pakistan Tax Calculators 2026-27
Every Pakistani tax in one place — salary income tax, property CGT, PTA mobile duty, WHT, token tax, rental income, and more. All calculators verified against the Finance Act 2026 gazette.
Why Use TaxCalc PK for Your 2026-27 Tax Calculations?
Federal Board of Revenue (FBR) tax rules change every year with the Finance Act, and the 2026-27 budget introduced significant relief for the salaried class along with higher rates for non-salaried income. TaxCalc PK is built and maintained by Bilal Hassan, a software developer who cross-checks each calculator against official FBR rate cards and the gazetted Finance Act — see how we verify rates. Whether you are a salaried employee wondering how much tax your employer should deduct each month, a landlord working out rental income tax, a property buyer estimating CGT and WHT, or an overseas Pakistani planning a phone import, these calculators give you an instant answer with zero signup and no data collection. All calculations run in your browser, so your salary figures never leave your device.
Pakistan Salary Tax Calculator — Budget 2026-27 Relief
The Finance Act 2026 introduced the largest salary tax relief in nearly a decade. The Rs. 2.2–3.2 million rate dropped from 23% to 20%, Rs. 3.2–4.1 million from 30% to 25%, and Rs. 4.1–5.6 million from 35% to 29%, with a new 32% bracket inserted for Rs. 5.6–7 million. The top rate stays 35% but now starts at Rs. 7 million instead of Rs. 4.1 million. The additional 9% surcharge on salaries above Rs. 10 million was completely abolished. For a Rs. 200,000 monthly salary (Rs. 2.4 million a year) the tax falls from Rs. 162,000 to Rs. 156,000 — a saving of Rs. 6,000. The relief is larger further up: a Rs. 250,000 monthly salary saves Rs. 24,000, and salaries below Rs. 2.2 million a year are taxed exactly as before. The Salary Tax Calculator applies these new slabs automatically, showing your monthly tax deduction, annual liability, and take-home pay in real time. The tax-free threshold remains Rs. 600,000 per year (Rs. 50,000 per month) — anyone earning at or below this pays zero income tax.
Property Tax in Pakistan — CGT, WHT, and Section 7E
Property transactions in Pakistan attract two federal taxes at the point of transfer: Capital Gains Tax on any profit, and advance Withholding Tax on the transaction value. The Property Tax Calculator handles both. CGT is tied to the holding period, falling the longer you hold. The holding-period rate table is the one figure on this site we have not been able to confirm against a primary document, so the calculator shows it with that caveat rather than as settled law — see rate corrections. The withholding tax is where filer status matters most. Under Finance Act 2026 a filer buying property pays a flat 1.25% (Section 236K) and a filer selling pays a flat 2.75% (Section 236C), regardless of value. A non-filer pays 11.5% on sale, and on purchase pays 10.5% up to Rs. 50 million, 14.5% between Rs. 50–100 million, and 18.5% above Rs. 100 million. On a Rs. 100 million purchase that is the difference between Rs. 12.5 lakh and Rs. 1.45 crore — which is why becoming a filer before any property deal is the single highest-value tax decision most Pakistanis will make. Note that Section 7E, the 1% deemed income tax on unutilized property, was abolished with effect from 1 July 2026 and no longer applies to transactions from that date. Use our calculator before registering any property transaction to budget the full tax cost.
PTA Mobile Tax and Phone Registration Duty
Pakistan Telecommunication Authority (PTA) levies a substantial registration tax on imported mobile phones under the DIRBS system, calculated based on the phone's USD value and whether the owner is an FBR filer. The PTA Mobile Tax Calculator applies the regulatory duty, sales tax, and income tax withholding components automatically — covering iPhones, Samsung Galaxy, Google Pixel, and every other brand. PTA tax is computed on FBR's assessed customs value, not the retail price you paid — the iPhone 15 is assessed at $378, not its $799 sticker. Across the models in the FBR valuation table the tax runs from about Rs. 12,955 (iPhone 11) to Rs. 72,198 for a filer on an iPhone 15 Pro Max, Rs. 83,698 for a non-filer. Pair this with the USD to PKR Calculator to see the exact rupee impact of the current exchange rate on both phone cost and PTA tax.
Withholding Tax (WHT) for Businesses and Freelancers
Withholding tax is the advance tax deducted at source on payments for goods, services, contracts, rent, dividends, and bank profits. The WHT Calculator covers nine payment types under the Income Tax Ordinance 2001 at the 2026-27 rates: services under Section 153(1)(b), where the filer rate turns on the service — 7% for specified services and 14% for anything unspecified, bank profit under Section 151 at 20% / 40%, rent under Section 155 with separate company flat rates and individual progressive slabs, dividend under Section 150 at 15% / 30%, and freelancer/IT exports under Section 154A at 1% / 2% (or concessional 0.25% / 0.5% for PSEB-registered exporters). Two Section 153(1)(b) categories sit outside it — locally supplied IT and IT-enabled services at 4%, and independent professionals such as doctors, lawyers and accountants at 15% — so confirm those against the FBR rate card. Businesses can use the calculator to work out what to deduct from a vendor payment, and freelancers can verify that the WHT applied to their remittances matches the FBR-prescribed rate.
Vehicle Token Tax and Rental Income Tax
Beyond income tax, Pakistan has several transactional levies you encounter regularly. The Token Tax Calculator covers Punjab and Sindh. Punjab is not one charge but three: Token Tax (0.3% of invoice value for 1001-1999cc, identical for filers and non-filers), advance income tax under Section 234 (Rs. 2,500 a year for a 1300cc filer, tripled to Rs. 7,500 for a non-filer), and a flat Rs. 200 professional tax. Sindh charges a single flat motor-vehicle tax with no filer/non-filer difference at all — Rs. 2,000 a year at 1300cc. The Rental Income Tax Calculator applies the progressive slabs under "Income from Property", with the first Rs. 300,000 of annual rent fully exempt and higher rates for landlords with multiple properties. Both calculators include comparison tables so you can see at a glance how much filer status saves you over a typical 10-year ownership or tenancy period.
Live Gold Rate and Currency Conversion
TaxCalc PK also provides live market data tools. The Gold Rate Pakistan page updates 24K, 22K, 21K, and 18K prices per tola, gram, and 10 grams every 30 minutes, alongside a gold value calculator for valuing your jewellery holdings for Zakat or insurance. The USD to PKR Calculator fetches live interbank exchange rates for 11 major currencies (USD, GBP, EUR, AUD, SAR, AED, CAD, JPY, CNY, TRY, HKD) and integrates with the PTA Mobile Tax calculator so overseas Pakistanis can estimate the total landed cost of an imported phone in rupees.
Filer vs Non-Filer — Why It Matters Everywhere
A recurring theme across every calculator on TaxCalc PK is the dramatic difference between FBR filer and non-filer status. On bank profits, non-filers pay 40% WHT vs 20% for filers — exactly double. On rental income, non-filers pay exactly double the filer rate at every slab. On vehicle token tax, as set out above, Punjab's Token Tax is identical for both and it is the separate Section 234 income tax that triples, while Sindh applies no filer/non-filer difference at all. On property purchases the gap is wider still — a filer pays 1.25% and a non-filer 10.5% to 18.5%, eight to fifteen times more. Cash withdrawals over Rs. 50,000 carry 0.8% under Section 231AB, and that section applies to people not on the Active Taxpayer List only — a filer pays nothing at all on it. Over a year of normal Pakistani financial activity, simply being a registered filer on the FBR Active Taxpayer List (ATL) can save a middle-class family Rs. 100,000 or more — and registration through the IRIS portal is completely free. Read our complete filer registration guide to get on the ATL in under an hour.
Built for Everyday Pakistani Tax Questions
TaxCalc PK is built for salaried professionals checking their monthly tax deduction, landlords verifying rental tax, property buyers estimating transaction costs, overseas Pakistanis planning remittances and phone imports, and freelancers confirming their WHT rates. Every figure is sourced from the FBR Finance Act, State Bank of Pakistan, Pakistan Telecommunication Authority, or provincial Excise departments, with the source cited on each page — a few provincial rates are still being verified and are flagged where that's the case. When a new budget is announced, calculators are updated as soon as the gazetted Finance Act text is available.