1500 Prize Bond List — May 15, 2026 Draw Results
Pakistan mein sarmaya kari (investment) ke liye prize bonds hamesha se aik popular option rahe hain. National Savings (State Bank of Pakistan) ne 1500 prize bond list 15 may 2026 ka draw munaqid kiya hai. Is draw mein hazaron khush-naseeb winners ke naam samne aaye hain. Agar aap ne Rs. 1500 denominations ke bonds khareede hue hain, toh ab waqt hai apna result check karne ka. Is comprehensive guide mein hum na sirf winners ki detail batayein ge, balkay ye bhi samjhayein ge ke FBR ke naye laws ke mutabiq aap ko net kitna paisa mile ga.
1. May 15, 2026 Draw Results Overview
Draw Number
95
City
Karachi
Value
Rs. 1,500
Date
May 15, 2026
May 2026 ki draw State Bank of Pakistan Karachi mein munaqid hui. Draw results ka mukammal takhmina niche di gayi table mein dia gaya hai. Yaad rakhein ke results announce hone mein aur online update hone mein thora waqt lag sakta hai.
| Prize Category | Prize Amount | Winners |
|---|---|---|
| 1st Prize | Rs. 3,000,000 | 1 Winner |
| 2nd Prize | Rs. 1,000,000 | 3 Winners |
| 3rd Prize | Rs. 18,500 | 1,696 Winners |
"Exact winning numbers update hone mein time lag sakta hai. Official results aur winning bond series ke liye savings.gov.pk visit karein."
2. 1500 Prize Bond Kya Hota Hai?
Pakistan mein prize bonds ek qisam ki government savings scheme hai jise Central Directorate of National Savings manage karta hai aur State Bank of Pakistan issue karta hai. Prize bond ka concept "Interest-Free Savings" par mabni hota hai, jahan aap apna paisa government ko 'Loan' ke tor par dete hain aur us ke badlay government quarterly draws ke zariye prizes distribute karti hai.
Rs. 1,500 denomination ka prize bond Pakistan mein 'Medium Range' ka bond samjha jata hai aur ye sab se zyada popular hai kyun ke:
- Affordability: Ye sasta hai — sirf Rs. 1,500 mein khareeda ja sakta hai.
- Quarterly Draws: Saal mein char baar draws hote hain, jis se jeetne ke chances barh jate hain.
- Prizes Variety: Prizes Rs. 18,500 se shuru ho kar Rs. 3,000,000 tak jate hain.
- Capital Guaranteed: Ye aik risk-free investment hai. Aap ka capital (Rs. 1,500) hamesha mehfooz rehta hai aur paise zaya nahi hote.
- Liquidity: Aap kabhi bhi in bonds ko kisi bhi bank se cash karwa sakte hain.
3. Prize Bond Par Tax Kitna Lagta Hai?
Pakistan mein prize bond jeetna aik khushi ki baat hai, magar aap ko pura prize money nahi milta kyunke FBR is par Withholding Tax (WHT) deduct karta hai. Tax ka rate aap ke Active Taxpayer Status (Filer/Non-Filer) par depend karta hai.
Active Taxpayer (Filer)
15% WHT
Lower tax burden
Non-Filer
30% WHT
Double tax penalty
Example: Practical Tax Calculation
Agar aap Rs. 18,500 ka 3rd prize jeete hain, toh dekhein filer ban kar aap kitni bachat kar sakte hain:
- Prize Amount:Rs. 18,500
- Filer Tax (15%):Rs. 2,775
- Non-Filer Tax (30%):Rs. 5,550
- Saving as Filer:Rs. 2,775!
Sirf aik chotay prize par aap Rs. 2,775 bacha sakte hain. Bara prize (1st/2nd) jeetne par ye bachat lakhon mein ho jati hai. Apni exact tax deduction calculate karne ke liye hamara WHT Calculator use karein takay aap ko pata ho ke net kitna paisa milna chahiye.
4. 1500 Prize Bond Result Kaise Check Karein?
Draw results check karne ke Pakistan mein teen ahem methods hain:
Method 1 — Official Website (Web Search)
Sab se authentic tariqa **savings.gov.pk** visit karna hai. 'Prize Bonds' section mein Rs. 1,500 select karein aur apna draw number check karein.
Method 2 — Mobile App
State Bank aur National Savings ki official apps Play Store par mojood hain. Aap wahan apna bond number enter kar ke notification on kar sakte hain.
Method 3 — Bank Branch
Agar aap online check nahi kar sakte, toh kisi bhi scheduled bank (HBL, NBP, etc.) ja kar bond check karwa sakte hain.
5. Prize Bond Kaise Khareedein?
Prize bonds khareedna nihayat asan hai. Aap ko kisi bhi special registration ki zaroorat nahi hoti. Bas apne qareebi scheduled bank ya State Bank of Pakistan (SBP) ki kisi bhi branch ja kar Face Value par bonds hasil kar sakte hain.
In bonds ki khareed-o-farokht par koi extra service charges ya tax nahi hota. Agar aap Rs. 1,500 de rahe hain, toh aap ko Rs. 1,500 ka hi bond mile ga. National Savings centers (Qawmi Bachat) bhi is ke liye behtareen jagah hain.
Denominations Available in Pakistan:
6. 1500 Prize Bond Draw Schedule 2026
National Savings har saal ke aaghaz mein mukammal schedule jari karta hai. 1500 wale bonds saal mein 4 martaba (Quarterly) munaqid hote hain:
| Draw Month | Date | Status |
|---|---|---|
| February | February 15, 2026 | Completed |
| May | May 15, 2026 | LATEST |
| August | August 17, 2026 | Next Draw |
| November | November 16, 2026 | Scheduled |
7. Purane Draw Results
Agar aap ne purane bonds abhi tak check nahi kiye, toh pichli draws ka data ye raha:
- Draw 94: February 15, 2026 (Lahore) — Winners update ho chuke hain.
- Draw 93: November 2025 (Quetta) — Claim process jaari hai.
- Draw 92: August 2025 (Peshawar) — Results portal par available hain.
8. Prize Bond Tax Calculator — Net Prize Kaise Nikalein?
Jab aap apna prize claim karne jayenge, toh bank aap ko withholding tax kaat kar net raqam de ga. Aap khud bhi isay asani se nikal sakte hain.
Filer Formula
Total Amount × 0.85
Example: 3,000,000 × 0.85 = Rs. 2,550,000
Non-Filer Formula
Total Amount × 0.70
Example: 3,000,000 × 0.70 = Rs. 2,100,000
Detailed calculation aur digar tax sections ke liye hamara WHT Calculator visit karein.
9. Frequently Asked Questions (FAQ)
Q1. Kya prize bond halal hai?
Yeh aapki personal religious interpretation par depend karta hai. Kuch scholars isay jaiz kehte hain kyunke ye aik government loan system hai, jabke kuch isay luck-based draws ki wajah se avoid karne ka mashwara dete hain. Apne makhsoos aalim se raju karein.
Q2. Kya prize bond expire hota hai?
Aam tor par prize bonds expire nahi hote. Lekin agar government specific denomination ya series ko band kar de (withdraw kar le), toh unhein aik makhsoos deadline tak encash ya convert karwana hota hai.
Q3. Draw ke baad kitne time mein prize claim karna chahiye?
Aap draw ki date se le kar agle **6 saal** tak apna prize claim kar sakte hain. Bank se claim process karne ke liye original bond aur CNIC ki copy lazmi chahiye hoti hai.
Q4. Tax withheld hone ke baad kya koi certificate milta hai?
Jee haan, bank aap ko aik official WHT certificate jari karta hai. Ye certificate bohot ahem hai kyunke aap isay apne saalana income tax return mein tax adjustable credit ke tor par claim kar sakte hain.